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Z Business Plus: fees, rebates and who it suits

Branded (Z, Caltex, Challenge) fuel card from Z Energy. Figures below were read from the issuer's own pages on 19 Oct 2026.

Fees and terms

Issuer	Z Energy
Country	New Zealand
Card type	Branded (Z, Caltex, Challenge)
Network / acceptance	Z, Caltex and Challenge locations
Card fee	$0 / None ('No account, card or transaction fees', Z Business fuel card page, checked 19 Oct 2026)
Account fee	$0 / None ('No account, card or transaction fees', Z Business fuel card page, checked 19 Oct 2026)
Setup fee	Not published
Transaction / network fees	$0 / None ('No account, card or transaction fees', Z Business fuel card page, checked 19 Oct 2026)
Late payment fee	Not published
Discount / rebate	Minimum 9c per litre off at the pump
Credit requirements	Credit account; up to 40 days credit on all spend
Fleet size fit	1 vehicle, 2–10, 11–50, 51+ vehicles

Accepted at

“Z Business offers you the convenience of being accepted at 550+ service stations and truck stops throughout New Zealand.”

Source: www.z.co.nz/for-businesses/z-business-fuel-card · checked 19 Oct 2026

Accepted at	Z, Caltex and Challenge service stations and truck stops
Find sites	Issuer station locator ↗

Site counts are the issuer's own claim, quoted word for word. We don't map or verify individual sites; check the issuer's locator before you rely on a station.

Key features

Pay by plate
Direct debit billing

Sources

Checked 19 Oct 2026. We re-check these pages weekly and log changes on the recent changes page.

Compare with other cards

All New Zealand fuel cards · Business fuel cards with no card fee · Cheapest fuel cards in New Zealand, by published fees · Fuel cards for sole traders and one-vehicle businesses