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Mudflap Fuel Card: fees, rebates and who it suits
Universal (Visa) + app discounts fuel card from Mudflap (issued by Celtic Bank). Figures below were read from the issuer's own pages on 19 Oct 2026.
Fees and terms
| Issuer | Mudflap (issued by Celtic Bank) |
|---|---|
| Country | United States |
| Card type | Universal (Visa) + app discounts |
| Network / acceptance | Anywhere Visa is accepted; Mudflap partner truck stops for app pricing |
| Card fee | None (no annual, monthly, per-card or subscription fees) |
| Account fee | None |
| Setup fee | None (no activation fee) |
| Transaction / network fees | None (no per-swipe or out-of-network fees) |
| Late payment fee | Greater of $10 or 3% of 7-day violation amount; subsequent greater of $10 or 6% |
| Discount / rebate | Up to $1.00/gal at in-network truck stops (app price); 2¢/gal out of network |
| Credit requirements | Charge card with credit terms (Celtic Bank agreement) |
| Fleet size fit | 1 vehicle, 2–10 vehicles |
Accepted at
“70,000+ discounted fuel stops accept the Mudflap Card … 3,600+ in-network truck stops nationwide”
Source: www.mudflapinc.com/ · checked 19 Oct 2026
| Accepted at | 70,000+ fuel stops (Visa acceptance) |
|---|---|
| Discounted at | 3,600+ in-network truck stops (app pricing) |
| Find sites | In-app 'Find Fuel' map only |
Site counts are the issuer's own claim, quoted word for word. We don't map or verify individual sites; check the issuer's locator before you rely on a station.
Key features
- Owner-operator focus
- No volume commitments
Sources
Checked 19 Oct 2026. We re-check these pages weekly and log changes on the recent changes page.
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